My Financial Delivery
- Created on 19 June 2015
Memorial day weekend 2014, I was hospitalized for eleven days. Nine months later, I gave birth to Debt Freedom. I had to be induced because it seemed like it didn't want to come out.
The First Trimester
The first trimester was filled with bed rest and so much sickness. I saw so many specialist from Jacksonville to Wilmington with all test coming back as if nothing was wrong. I meditated on Romans 13:8 and Isaiah 53:5 day and night.
F.A.I.L. Forward - Overcoming Financial Setbacks
- Created on 15 June 2015
This weekend I had an amazing opportunity to participate in a wonderful experiment. Jason Vitug (phroogal.com) is crossing the country with a team of 3 companions to generate 30 conversations on personal finances in 30 cities over 30 days.
Pit stop #13 landed in Dolton, IL at New Community Church.
My friends, Tai and Talaat McNeely of His and Her Money, partnered with Jason to host the Chicago-area pit stop at their church with the blessing of Pastor (and now Dr.) Dodd.
Jason shared how this Phroogal Road Trip journey morphed from a backpacking trip across the world.
Trea Branch (Trea's Two Cents) shared how she's knocking out a 6-figure student loan debt and plans to be done within three years. She's not playing around.
The McNeely's shared their story of working through an early betrayal to come together as one in marriage and financially.
Let's just say, this intimate group was a special treat.
30 Days 30 Cities - Phroogal Road To Financial Wellness
- Created on 09 June 2015
The Debt Free Divas are participating in the Chicago area stop of the Phroogal Road Tour.
Never heard of it?
It's one blogger's unconventional attempt to spark a grass roots conversation and raise financial literacy awareness by embarking on this ambitious road trip. I love a good party with a purpose.
Jason Vitug blogs at Phroogal.com and he's put together a group of 30 stops in 30 cities to host interactive, personal finance networking sessions with people like you and me. I'm all about the Power of Community
In my new book, The Great Debt Dump - Get Your Free Copy Today, I talk about putting together a network of accountability partners to aid the process of dumping debt. The Phroogal Road Tour would be an awesome place to begin that process.
The Great Debt Dump - Get Your Free Copy Today
- Created on 07 June 2015
I'm running a 5-day promotion on Amazon for my new book, The Great Debt Dump.
Download your FREE Kindle version through Thursday, June 11.
If you find it helpful, please leave a review on Amazon. Every piece of feedback helps. Thanks!
Affordable Travel Tips for A Week at the Beach
- Created on 06 June 2015
We all make choices which will impact the speed at which we emerge from debt.
One choice we consciously made was to continue traveling even though we were facing a mountain of debt. This decision likely impacted the time it took us - over 7 years - to dump debt.
However, looking back, I don't regret our approach. We did make a few key changes:
- All travel was paid for in cash.
- We cut costs by visiting friends or family (and staying with them), splitting a condo with a group, or cooking most meals.
Often our travel was to see friends or family, so hotel and car rental expenses were minimal.
Dumping debt doesn't have to be a miserable experience.
The Power of Community - A Great Conversation Begins
- Created on 03 June 2015
I've been talking more recently about the Power of Community.
For one, I'm convinced that two heads are mostly better than one. We may be sharp as individuals, but add three or four to the mix, you can really work some things out. Generally speaking.
Two - because I'm feverishly looking forward to the release of my new book - The Great Debt Dump.
I've given some advanced copies away, and the most thoughtful reviews are filtering in.
One in particular really challenged book's premise; that dumping debt is more effective with a group.
The reviewer didn't challenge it from a place of disagreement, but more a different perspective. Who wants to share your "dirty laundry" with friends and family?
I submit that's exactly what we need to do!
Should I Stop Retirement Saving to Dump Debt?
- Created on 01 June 2015
This is a question I've received in several settings recently. It's a good question and deserves a good answer.
Let's take this apart.
Before we start, I need to make it clear that I am not a financial adviser and everyone's situation is specific. To fully answer this question, please consult a certified financial planner.
Even with advice from a professional, you should still have enough information to ultimately make the best decision for your family.
While I wouldn't pretend to believe I can tell everyone what's best (remember, a one-sized solution does not exist in personal finances), I can tell you what WE did.