Should You Ever Pay for Primary School? Having the Public vs Private School Debate
- Created on 23 October 2015
Short answer - my perspective hasn't changed in 3 years since we first raised this question - it depends.
It depends on:
- The school options available in your area.
- Your child's needs.
- Your ability to afford the tuition.
Why I Don't Fly Spirit Airlines
- Created on 20 October 2015
Again I ask, Can We Take Frugal Too Far?
This time, I'm regretting my decision to fly with Spirit Airlines.
Spirit Airlines has actually been around in some form since the early 1990's. They began as a trucking company, turned into a vacation charter operator, and then evolved into the ultra low cost budget carrier that we all know and love to hate.
Actually, Spirit may not be an absolutely horrible choice...especially if you want to fly and cash is tight. There's nothing wrong with saving money.
Well, Spirit is the only US airline with a 2 out of 5 Skytrax rating. Also, out of nearly 3000 customer feedback reviews, they only earn a customer feedback score of 3/10. I keep telling myself - it's only one leg and the flight is 2 hours.
Just know, Spirit will nickel and dime you for E.V.E.R.Y.T.H.I.N.G.
Getting a Freelance Foot in the Door: Creating Side Income to Dump Debt Faster
- Created on 17 October 2015
It makes perfect sense and I CANNOT believe I hadn't considered it before now.
Sometimes it just takes a well-timed comment; an innovative challenge; or a providential seat in an understated, yet fabulous workshop to spark an idea.
I've written continuously for this blog and generously as a contributor and guest blogger for other sites. I've never considering offering my writing services as a freelancer.
5 Alternatives to Paying Double at the ATM
- Created on 13 October 2015
Stopping for bite at your favorite bistro and they don’t take debit or credit cards?
You’ll pay more than ever to withdraw cash from an ATM not affiliated with your bank. ATM fees come in two flavors. One fee charged by the independent machine operators in which a Government Accountability Office study found ranges from $1.50-$3.00.
The second fee is charged by your bank or credit union. These transactions are known as out-of-network fees.
The Bankrate.com 2015 annual survey shows that the average fee for an out-network ATM is $4.52. Visit an out-of-network ATM a few times per week and the transactions fees will top several hundred dollars each year.
Unlocking the Secret to Success with a #SideHustle on Fiverr
- Created on 09 October 2015
One week in and I haven't seen any movement on my Fiverr gigs. I am not deterred.
Not yet anyway.
To catch everyone up - I'm participating in a 60-day challenge to build a thriving side income using Fiverr.com. Find more details about my challenge here: Side Hustle Challenge Accepted - Making Money on Fiverr.
Reader Question - What Do You Think of Debt Management Firms
- Created on 07 October 2015
I received a great question from a member of #teamdebtfree. We haven't touched on this topic in a while, but it's a good conversation to have.
For many, facing the prospect of repaying a large amount of debt is daunting. A long term pay off plan may not seem doable or frankly desirable; especially in the face of so many advertisements for quick fixes.
Let me encourage you to exercise patience. Getting into debt doesn't happen overnight. Working your way out will take time.
Too many are willing to prey on the desperation of those in financial turmoil. It's important to remain calm, collect as much good information as you can from trusted sources, and make wise decisions about your financial future.
#PayCash for Christmas 2015
- Created on 01 October 2015
It's about that time again.
Time to start thinking about how to fund the busiest shopping season of the year. Where did my summer go!!! Did your summer zoom by as well?
Today, we officially kick off the #PayCash for Christmas campaign for 2015.
As in years passed, #PayCash is offered to help us embrace the idea of adding no new debt under the guise of being festive and spreading holiday cheer.
Are we against having a good time?
au contraire mon frere