Be Whole: Emotionally, Spiritually, and Financially
- Created on 18 May 2015
I spent an amazing day - that I didn't even know I needed - learning to Be Made Whole. That was the title of the Women's Conference hosted by Living Streams Worship Center this weekend.
I was invited to speak and had every intention of delivering an information packed presentation on why we should pursue debt freedom. That's not a stretch - as you can imagine. I love talking about it. Love interacting with people who know they can do better. Love encouraging others to figure out how to accomplish their debt free dreams.
But...I was in for a treat.
Why Are We OK With Debt?
- Created on 14 May 2015
This was a simple question posed in a podcast episode that aired with a fascinating person, Tim Otis, who'd just paid off $103,000 in student loan debt. I came across him after watching a fabulous happy dance on YouTube.
Sometimes you just have to express yourself.
However, during our conversation and Tim posed this simple question.
"Why are we okay with debt?"
I have a few thoughts on the matter.
Why Your Budget Doesn't Work
- Created on 12 May 2015
A side benefit of being immersed in a world of personal finance bloggers is I see A LOT of good tips on everything.
7 ways to rock an all-star budget. Budget your way to success is 3 easy steps. 101 reasons you should start budgeting now.
Okay, that last one might be a slight exaggeration. You get my drift.
We're awash in a sea of excellent tips. However, Americans are still living paycheck-to-paycheck to the tune of 76%. That's a huge chunk who will have difficulty pursuing debt free living. Either these tips are falling on deaf...eyes...or something else is amiss.
Fear the Foreclosure and Create a Debt Free Stress Free Life
- Created on 08 May 2015
That's exactly what the guest on this episode of the Midday Money Show podcast did to right her financial ship and pay off almost $80,000 in credit card and student loan debt.
Maureen Campaiola has an engaging North Eastern accent and even more engaging tale of being forced into facing her issues with money.
Do you need a wakeup call? How about an unexpected job loss while supporting a child in college and elderly parents. Maureen was the meat in the sandwich generation.
How the Power of Community Helps You Dump Debt
- Created on 07 May 2015
I'm more convinced than ever that working with a supportive community will positively impact your efforts to achieve debt freedom. That community may be as simple as a spousal unit. You might informally connect with like-minded friends. Or, you can be intentional about creating a support system.
Either way - it's worth the effort.
How to Persevere, Win With Money, and Find Financial Peace
- Created on 30 April 2015
In the beginning, I understood personal finances to mean paying your bills on time and ensuring there was enough money in the account to cover checks.
Leaving home at seventeen to enlist in the Marine Corps set me up to receive money on the 1st and the 15th of every month. Early in my career, I obtained my first credit card. It was the AAFES STAR card with a 0% interest rate that could only be used for uniform clothing.
Over the next ten years, I applied for and received multiple loans (auto, consolidation, and personal) and had several credit cards. I remember thinking to myself, if they approved me for it, then it must be good.
I was so wrong.
Master Your Money Recap
- Created on 27 April 2015
I had the pleasure of working with a phenomenal group of personal finance bloggers to present a two-part webinar for Money Smart Week. Money Smart Week is an annual effort organized by the Federal Reserve Bank of Chicago intended to improve financial literacy nationwide.
The week has grown to consist of workshops and seminars in person and online in many cities across the country. The best thing about the week - all events are FREE!
Money Smart Week is always held during Financial Literacy month in April.