- Created on 21 February 2014
Debt Free Diva, Tyrease Dixon, is starting the Kingdom Financial Fundamentals book club. This online book club will review a new financial literacy selection every other month. Daily discussions will take place on our Facebook page. Beginning March 1, we’ll tackle Making Your Money Count: Why We Have It, How To Manage It by Kenneth C. Ulmer. The beauty of an online book club is that you can participate at your leisure. There are no specific times that you must post or join the chat. Simply read one chapter a day. Post your thoughts on each chapter the very next day. This book club helps us continue to talk about all things that relate to your money, because that's what we love to do!
Celebrating While Dumping Debt
- Created on 18 February 2014
Let’s be clear. This post is for those who are serious about dumping debt. How do you celebrate and honor special occasions while digging out of a mountain of debt? YOU DON’T! You’re in debt. You want to get out. Aside from a long, lost wealthy relative making your day or winning the lottery – at which I openly scoff (and I don’t often scoff openly); you have to pay the price. Getting out of debt will cost you some discomfort, some sacrifice, and some missed celebratory opportunities.
Now for a little clarification. You don’t spend money to celebrate and honor special occasions. Justifications to spend money that should be used to dump debt are a dime a half-dozen. Those justifications are likely why you have debt problems now. Yes, the goal is to eliminate debt. However, you also want to modify those behaviors that led to debt or the problem isn’t gone, it’s just on vacation.