5 Ways to Slash a Scary Halloween Budget
- Created on 28 October 2014
The National Retail Federation seems excited. They should be. Planned spending for Halloween is expected to break records this year. $7.4 Billion on the October 31st festivities.
Folks, we’re spending (on average):
- $30 for costumes (including pets)
- $23 for candy
- $21 for decorations
- $4 on greeting cards
Individual items from this list alone won’t raise many eyebrows. If you’re in the group pulling the average up, these figures may not be representative. For those interested in pursuing a debt free lifestyle, this festive time of tricks and treats offers a bevy of opportunities to slash [costs] without scrimping on the fun.
Weekend Reading - An Eye on Retirement
- Created on 25 October 2014
It happened. Someone referred to those in my age group (the fabulous and 40 crowd) as middle age. Hold up!
Mid-life. Really? When did this happen? My parents are middle age. At least they were. It seems like yesterday I was tearing up the streets of Dallas with the post-college crowd and living a life of youthful, unconcerned bliss (with-in reason).
Life is still an adventure. The quest now includes a passion for debt free living, diaper drama, and hilarious Youtube worthy moments from tiny-tot swim lessons (at least the grandparents agree). Time waits for no planning.
5 Budget Areas to Review Before Saying I Do
- Created on 23 October 2014
I recently installed a related posts plugin. It creates a list of links to articles with similar topics. The nostalgia has me reading old posts and strolling down memory lane.
In four years of blogging and working to encourage #teamdebtfree members to maintain family budgets, save money, and strive for debt free living; we’ve amassed a large collection of articles. In addition, we’ve shared some pretty interesting guest posts too.
One of our first guest posts to a popular blog, Black and Married with Children, was White Board Economics. This funny story about a white board and pre-wedding, Come-To-Jesus meeting one of our financial coaches had with her then fiancé. To this day, we laugh heartily at how a white board saved a marriage and helped bring two together as one on the same page financially.
Don’t Give Up
- Created on 21 October 2014
If you’re not up on Sesame Street’s music production, you’re missing out. Grant it, with toddlers running around my ankles – Sesame Street and other children’s programming have become a part of my regular routine. Enjoyed throughout my childhood, Sesame Street really keeps up with the trends while keeping the focus purely on educational development. That said, we groove out to the music videos almost every day.
I’ve actually created a Youtube playlist that is crucial for hair braiding time (that and a steamy bowl of oatmeal. Don’t ask – it just works). The two-year old and I rock out to a 30 minute set and all is well by the end. The music videos are well produced, catchy, and have the best messages. Being out of the mainstream loop, I didn’t realize the songs were remakes of popular productions – none of which I’ve even seen to date. A song with Bruno Mars and a delightful cast of puppets has me thinking about those who need encouragement on the debt free journey.
Grocery Shopping vs Eating Out Smack Down
- Created on 18 October 2014
In the first corner we have unprepared foods. They required a little more energy (energy, energy) which can be difficult to muster (muster, muster) after a long day, hard day. In the next corner, restaurant food. Quick and tasty with all the added sodium (sodium, sodium). Hits the spot, but can put a hurt’n on your wallet (wallet, wallet).
When I met WonderMan, he was convinced that preparing home cooked meals was more expensive than his daily $5 Whataburger sandwich and shake habit. He was a bachelor who hated cooking. I was in love. It was his money (and high cholesterol history). Who cared? Fast forward 16 years later, he still abhors cooking and I’m not convinced that restaurant food is ever less expensive. Let the smack down begin.
Success Over 6 Figure Debt
- Created on 16 October 2014
The Brandow's, a family of 5, hit a financial rock bottom. They realized a change was in order. Do you need inspiration to face your seemingly insurmountable mountain? Do you have teens who'll have to adjust to a new normal? Do you have a spouse who needs to be convinced? Brian's story is for you. He blogs about his family's journey out of debt at debtdiscipline.com. He shares their story and recent, major milestone on the Midday Money Show.
6 Financial Lessons We Didn’t Get in Home EC
- Created on 14 October 2014
I learned how to sew an apron, make a creamy beef and biscuit meal, and a slew of other household related tasks in Home EC. For high school, it was an easy A. The creamy beef meal was actually quite tasty! We covered a number of helpful topics on house management (I didn’t go to school in the 50’s either). However, I didn’t learn one cent about managing the household finances. Why is that? 80% of household financial decisions are made by women. I don’t remember the demographic/gender breakdown of my elective Home EC class (not that it matters); but budgeting, saving and reconciling accounts should have been on the menu.