5 Ways to Slash the Cost of Your Next Vacation
- Created on 15 July 2015
I love to travel. I love having new experiences. Now that I have two little ones - I love bringing them along for the ride (even if they can't quite appreciate it yet).
What I don't love is spending tons of money - unnecessarily - to see the world.
The amount of money spent per experience is inversely proportional to the number of experiences one can experience.
In other words, the more you spend, the less you get to do.
Here are a few tips to slash your vacation costs so you can vacation more or even budget in a few while staying true to you debt freedom goal.
How to Pay off Your House in 4 Years
- Created on 13 July 2015
Recently, I provided recommendations to a very nice couple looking for help crafting a debt free plan. Their situation was fairly typical. With a solid income and focus, they are well on their way.
I commonly enter a financial profile into a debt payoff calendar to estimate a debt free date. This date helps you visualize the process of finishing your debt free journey. It also helps people create S.M.A.R.T. goals when crafting a plan to dump debt.
How to Make Your Money Behave and Win
- Created on 10 July 2015
"When I have cash on me, I spend it faster."
Have you ever said that before? I used to say that for years, until I changed my way of thinking and the way I handled cash. I was not going to allow cash to run me or my bank account. I was determined to tell cash what to do instead of it going where it wanted to go.
Prior to using the envelope system, I wouldn't be caught with any cash on me and I would just stop by the ATM to get cash "if" I needed it. After the bills were paid, the money in the bank would be free game for whatever I wanted - WRONG. I even knew which ATMs would charge a fee and I would avoid those.
My Timeshare Weekend Gone Right
- Created on 08 July 2015
I spent the weekend doing something I would not ever advise anyone do.
I don't know why we do this. Everyone has their quirk. I guess this is ours.
We agreed to attend a timeshare presentation - again.
If you're tired of me railing against timeshares and want to jump straight to the tips for doing the timeshare thing right - feel free. Otherwise, I did have a rather interesting experience that doubled as "updated research" for why timeshares are a mostly bad idea.
Helping Newlyweds Have the Money Talk - Before and After the Wedding
- Created on 03 July 2015
We are smack dab in the midst of wedding season and little birdy told me that Elle Martinez of CoupleMoney.com is working on a newlywed personal finance guide. So, I asked her to join me on the Midday Money Show to give us a sneak peak at the topics she thinks couples should focus on.
I have a wedding to attend this summer.
I’m looking forward to wedding festivities, but I do wonder how couples address the money topic before the wedding – and then after. Elle was very gracious to lend us her expertise, and I think you’ll find plenty of value in the tips she provides.
Lunch & Learn: 5 Steps to Harness the Power of Your Income
- Created on 01 July 2015
It's time to show improve (is that the saying?). Are you making progress toward your debt free goals? If not, join me.
One of the greatest wealth building tools many of us have is our income. If that income is not working for you, let's change that.
Think about it. If we spend the majority of our able-bodied years financing a lifestyle image, what will we have to show for all those years of hard work?
Memories of what you used to do.
How to See Better For Less
- Created on 29 June 2015
Not legally. I just don't see well - without assistance. Many thanks to Salvino D'Armate, an Italian inventor credited with developing wearable eye glasses in the late 1200's.
Life would be considerably more challenging without glasses or contacts. There would be no driving after sun down. Actually, according to my license - there would be no driving period. Not legally anyway. I would not be able to read the closed captions and still watch and understand the news while my son makes enough noise to rival professional sports stadiums.