To Lease or Not To Lease
- Created on 06 August 2013
The car industry has convinced many people that we need to buy new every two. Why? Because they want our money. The car industry has changed tremendously in the past 20 years. The Internet allows consumers research prices and minimize the chance of being ripped off. The auto industry has been forced to find other ways to make money. The two most common ways are creative financing (often called a lease) and repairs.
Maintaining Focus on My Journey
- Created on 17 July 2013
The decision to eliminate debt was more of a process then magnificent epiphany. I’ve shared our story before: we worked for 7 years to dump more than $100,000. That statement rolls off my tongue effortlessly and with an air of familiarity. I have lived it and shared the details many times. However, the actual journey was peppered with setbacks, insecurity, second guessing, mistakes, and poor decisions. I credit the eventual success to two main actions (besides our faith in God): 1) an unwillingness to give up and 2) an ability to forgive ourselves after stupid steps while learning from those mistakes. It’s fun to focus on the goal, but recently I remembered how our journey was not always a straight shot.
College Savings Fund Starter Kit
- Created on 11 July 2013
A little over a year ago, Carter – the boy child – arrived. Given that our oh-so-cute condo in the swanky, South Loop was short on space; we opted against hosting a traditional baby shower to avoid the crush of gifts that might make it hard to find the baby. Instead, we celebrated his arrival over food and fellowship following a baby dedication sans baby gifts. We still received some very thoughtful and helpful gifts – both new and new-to-us. All of which were appreciated. One in particular came from Carter's (very own) angels (those friends on speed dial when babysitting services are in short supply) – a college savings fund starter kit.