Debt Free Divas - Debt Free for Living

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Declare Economic Emancipation

2013 marks the 150th year since President Lincoln signed the Emancipation Proclamation. Interestingly enough, the document did not outlaw slavery. We have the thirteenth amendment to thank for that. It only freed slaves in 10 states that were considered in rebellion. However, the slaves weren't set free until the state was subdued and the proclamation could be enforced. Let's declare an Economic Emancipation right now. We'll work on enforcing it along the way.

We had an opportunity to speak during the Black History Program on Black Inventors at St. Joseph Missionary Baptist Church. The program was very cute. I’m a sucker for children in productive activities. Performed by youth, the skit explored life with no black people. We learned that the ironing board, the traffic light, open heart surgery, and the thingy that makes combustion engine cars go fast were all invented by Americans of African decent.

 Following the skit, I encouraged the congregation to re-invent themselves financially and declare an Economic Emancipation. Whether or not your ancestors were physically bound in chains, many in this country have accepted financial bondage, or debt, as a normal course of life. What would you do if you were free from debt?

The Debt Free Divas want to help people dissolve the financial stronghold that debt represents. To be F.R.E.E., we need to take a look at the following:

FAITH – The bible says if we have faith the size of a mustard seed, we can tell a mountain to move from here to there. Jesus also said with God, nothing is impossible. Faith is how we honor God. Faith is the belief in something bigger then yourself. Eliminating a mountain of debt begins by activating your faith.

RESOURCES – When you know better, you do better. Does your intellectual diet consist of JuJu Beans and Hot Flamers? Balance your consumption of mindless entertainment with information that will impact your livelihood. Learning how to manage money and make better financial decisions will improve your family’s future. Knowing the best dressed actress on the next award show will not.

EXECUTE A PLAN – Faith without works is dead. Talk is cheap. Constant theoretical debates on which method to attempt makes me yawn. Select a plan to eliminate your debt. We like the snowball method. It doesn’t work for everyone. If you don’t like it, try something else.

ENCOURAGEMENT – Surround yourself with like-minded people. Find a community that will spur you on to good deeds, not sabotage your efforts. Join us on Facebook or find a Money Buddy. Limit your interaction with those who can’t or won’t support your intention to be debt free. This journey is too hard and too long to bother with people who’ll bring you down. Unless you are married to that person…then that’s another post.

 I’ll ask again. If you were F.R.E.E. from debt, what would you do?

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