Blog

August 5, 2015
Build Your Debt Free Chain

7 Tips to Build Your Debt Freedom Chain

In a previous post I mentioned a new challenge – Don’t Break the Chain to Get Out Of Debt – I’m trying to add sizzle to my […]
August 3, 2015
Break the cycle of living paycheck to paycheck

How to Break the Cycle of Living Paycheck to Paycheck

Do you know much money is in your account? I recently asked that question to students in my personal finance class. The silence said it all. […]
August 1, 2015
Debt Free Living

Don’t Break the Chain to Get Out Of Debt

Recently, I sat in on an unexpectedly excellent seminar on productivity. We all want to squeeze more action out of the finite amount of time we […]
July 29, 2015

Is Home Ownership Still Worth the Hassle?

I’ve run across a few trends on home ownership lately. Home ownership is at the lowest levels for the 18-35 crowd in the last 40 years. […]
July 27, 2015
Checking Friends for Debt Free Living

Are Friends Frustrating Your Debt Free Dreams?

“You are the average of the five people you spend the most time with.” Jim Rohn Jim Rohn is a motivational speaker and credited with this […]
July 24, 2015

Financially Savvy Saturdays #100

Welcome to the 100th edition of Financially Savvy Saturdays, the savviest personal finance blog hop on the planet, created specifically for personal finance writers! We welcome […]
July 24, 2015
How Wealthy People Think

How the Wealthy Think Differently

I ran across an interesting article last year: 21 Ways Rich People Think Differently. Being the rich-person-in-training that I am, the article immediately grabbed my attention. […]
July 15, 2015
Tips to Cut Vacation Costs

5 Ways to Slash the Cost of Your Next Vacation

I love to travel. I love having new experiences. Now that I have two little ones – I love bringing them along for the ride (even […]
July 14, 2015
Controlling Cash to Pursue Debt Free Living

How to Pay off Your House in 4 Years

Recently, I provided recommendations to a very nice couple looking for help crafting a debt free plan. Their situation was fairly typical. With a solid income […]
July 10, 2015
Controlling Cash to Pursue Debt Free Living

How to Make Your Money Behave and Win

“When I have cash on me, I spend it faster.” Have you ever said that before?  I used to say that for years, until I changed […]
July 8, 2015

My Timeshare Weekend Gone Right

I spent the weekend doing something I would not ever advise anyone do. I don’t know why we do this. Everyone has their quirk. I guess […]
July 3, 2015
Newlywed Money Chat

Helping Newlyweds Have the Money Talk – Before and After the Wedding

We are smack dab in the midst of wedding season and little birdy told me that Elle Martinez of CoupleMoney.com is working on a newlywed personal […]
July 1, 2015

Lunch & Learn: 5 Steps to Harness the Power of Your Income

Folks! It’s time to show improve (is that the saying?). Are you making progress toward your debt free goals? If not, join me. One of the […]
June 30, 2015
Low Cost Eye Glasses

How to See Better For Less

I’m blind. Not legally. I just don’t see well – without assistance. Many thanks to Salvino D’Armate, an Italian inventor credited with developing wearable eye glasses […]
June 26, 2015

Financially Savvy Saturdays #96

Welcome to Financially Savvy Saturdays, the savviest personal finance blog hop on the planet, created specifically for personal finance writers! We welcome all things money here. […]
June 25, 2015
Money Fights to Pursue Debt Free Living

How to Fight Over Money

Two rational people can (and often do) approach the same decision from totally different perspectives. I recorded this podcast originally in 2014 and happened to come […]
June 22, 2015
Timeshare Tips

Relief for Timeshare Owners

Did you do it? Agree to attend a 90 minute presentation in exchange for free stay on the property, a free adventure tour while on vacation, […]
June 20, 2015
Financial debt freedom

My Financial Delivery

Memorial day weekend 2014, I was hospitalized for eleven days.  Nine months later, I gave birth to Debt Freedom.  I had to be induced because it […]
June 15, 2015

F.A.I.L. Forward – Overcoming Financial Setbacks

This weekend I had an amazing opportunity to participate in a wonderful experiment. Jason Vitug (phroogal.com) is crossing the country with a team of 3 companions […]
June 9, 2015
Frugal Road Tour

30 Days 30 Cities – Phroogal Road To Financial Wellness

The Debt Free Divas are participating in the Chicago area stop of the Phroogal Road Tour. Never heard of it? It’s one blogger’s unconventional attempt to […]
June 7, 2015
Afford travel with debt free living

Affordable Travel Tips for A Week at the Beach

We all make choices which will impact the speed at which we emerge from debt. One choice we consciously made was to continue traveling even though […]
June 4, 2015

The Power of Community – A Great Conversation Begins

I’ve been talking more recently about the Power of Community. For one, I’m convinced that two heads are mostly better than one. We may be sharp […]
June 2, 2015
Retirement Saving 401K

Should I Stop Retirement Saving to Dump Debt?

This is a question I’ve received in several settings recently. It’s a good question and deserves a good answer. Let’s take this apart. Before we start, […]
May 28, 2015

Financially Savvy Saturdays #92

Welcome to Financially Savvy Saturdays, the savviest personal finance blog hop on the planet, created specifically for personal finance writers! We welcome all things money here. […]
May 28, 2015

6 Steps to Becoming a Better Money Manager

In September of 2014, I started tracking my discretionary income and doing my monthly zero based budget. Prior to that, whatever was left over after I […]
May 26, 2015

$20 Date Night Challenge – Nailed It!

Elle Martinez of Couple Money and Couple Money Podcast issued an interesting challenge. Coordinate a date night/girl’s night out/family fun day, but only spend $20. I […]
May 24, 2015

Debt Free in 24 Hours

Aja McClanahan has been a guest on the Midday Money Show sharing her family’s unique approach to achieving 100% debt freedom (including a paid for home). […]
May 20, 2015

An Inheritance for my Children’s Children

That’s actually the first part of a Proverb I can remember most vividly. “A good man leaves an inheritance for his children’s children…” Proverbs 13:22 Your […]
May 18, 2015

Be Whole: Emotionally, Spiritually, and Financially

I spent an amazing day – that I didn’t even know I needed – learning to Be Made Whole. That was the title of the Women’s […]
May 14, 2015
Attitudes Toward Debt for Pursuing Debt Free Living

Why Are We OK With Debt?

This was a simple question posed in a podcast episode that aired with a fascinating person, Tim Otis, who’d just paid off $103,000 in student loan […]