Blog

October 17, 2015
Getting Started as a Freelance Writer

Getting a Freelance Foot in the Door: Creating Side Income to Dump Debt Faster

It makes perfect sense and I CANNOT believe I hadn’t considered it before now. What is it? Getting started as a freelance writer, of course. Sometimes […]
October 13, 2015
Avoid-Atm-Fees

5 Alternatives to Paying Double at the ATM

Stopping for bite at your favorite bistro and they don’t take debit or credit cards? You’ll pay more than ever to withdraw cash from an ATM […]
October 9, 2015
Success on Fiverr

Unlocking the Secret to Success with a #SideHustle on Fiverr

One week in and I haven’t seen any movement on my Fiverr gigs. I am not deterred. Not yet anyway. To catch everyone up – I’m […]
October 7, 2015

Reader Question – What Do You Think of Debt Management Firms?

I received a great question from a member of #teamdebtfree. We haven’t touched on this topic in a while, but it’s a good conversation to have. […]
September 29, 2015
Side Hustle Challenge

Side Hustle Challenge Accepted – Making Money on Fiverr

I’m pumped and ready to give Fiverr a good ole college try. For the uninitiated, Fiverr.com is site for people like me to get top-notch services […]
September 25, 2015
Damus Smith Paid Of $125, 000

How Damus Kicked Butt and Dumped $125K in Debt of 1 Year

Damus Smith wanted to be the next Sean John, FUBU, or what have you. He has a gift for entrepreneurship and and eye for fashion. Why […]
September 22, 2015

My FinCon15 ROI

Like most new things, I’m generally late to the party. I didn’t switch from tapes to CDs until tape players were featured in museums. Smart phones […]
September 18, 2015

Got Discipline? A Key Ingredient in Dumping Debt

Dumping debt themes appear in messages from a number of sources. I heard a great sermon from Charles Stanley of Intouch Ministries about developing discipline. In […]
September 15, 2015
Budget Busting Triggers

Managing Your Budget Busting Triggers

Budget busting triggers are people, places, things or events (nouns or verbs) that make it challenging to stick with a budget in a particular area. To […]
September 11, 2015

A Million Reasons to Love Million in 10

I haven’t done a straight on book review in a while. I miss these…I should plan to do more. Thomas J. Stanley, author of The Millionaire […]
September 8, 2015
Debt Free Obstacles

Overcome Debt Free Obstacles: Spending and Income Problems

Achieving a debt free lifestyle is a noble goal. I talk with plenty of people who desire debt freedom, but turning a dream into reality takes […]
September 3, 2015
Save money on groceries.

Tame Your Grocery Bill with Simple Ways to Save

I’ve added a new item to my bucket list. Get invited to a home cooked meal at Steve and Annette Economidies. She had me at lamb […]
September 1, 2015

Sunshine Blogger Award

I’ve been recognized – by my peer – for spreading sunshine. Recognition of your efforts is always a nice thing. So I appreciate Maarten Van Lier […]
August 28, 2015
Find $200/month in your budget challenge

Find $200/month in your Budget Challenge

I’ve been engaged in a most interesting experiment. I’ve been helping people find $200/month on paper in their budget. So far (as of the published date […]
August 24, 2015
Travel to Washington D.C.

Doing Washington D.C. Debt Free Divas Style

So far, one of my all-time-favorite places to visit is the nation’s capital. Washington D.C. The District of Columbia. I love the architecture. I love the […]
August 21, 2015
Legal affairs

Keeping Your Affairs in Order – Legal Matters Chat with Johnetta Paye, Esq.

For some time, I’ve wanted to cover basic legal issues on the Midday Money Show podcast. Why, after 5 years, I’m just getting around to it […]
August 17, 2015
Keeping accounts separate

5 Financial Reasons to Avoid Co-mingling if you Cohabitate

As this experience running a laundromat officially winds down, I was recently engaged in conversation with yet another colorful personality. We’ve had the laundromat since 2003. […]
August 15, 2015
Bronzeville Summer Night Tour

How Misbehaving Almost Ruined our $20 Date Night

I know the back to school sales are in full force and the days are getting shorter, but I’m not giving up on summer – not […]
August 10, 2015
Frugal or Cheap?

Can We Take Frugal Too Far?

I’ve been hitting the bitty birthday circuit hard this month. We’ve attended a first birthday bash, a four year old swim soiree, a bounce and jam […]
August 7, 2015
Build Your Savings to Pursue Debt Free Living

How to Create a $300,000 in the Bank Attitude

Maarten van Lier heard an off-the-cuff comment from a co-worker shortly after arriving in the United States from the Netherlands. His co-worker expressed a lack of […]
August 5, 2015
Build Your Debt Free Chain

7 Tips to Build Your Debt Freedom Chain

In a previous post I mentioned a new challenge – Don’t Break the Chain to Get Out Of Debt – I’m trying to add sizzle to my […]
August 3, 2015
Break the cycle of living paycheck to paycheck

How to Break the Cycle of Living Paycheck to Paycheck

Do you know much money is in your account? I recently asked that question to students in my personal finance class. The silence said it all. […]
August 1, 2015
Debt Free Living

Don’t Break the Chain to Get Out Of Debt

Recently, I sat in on an unexpectedly excellent seminar on productivity. We all want to squeeze more action out of the finite amount of time we […]
July 29, 2015

Is Home Ownership Still Worth the Hassle?

I’ve run across a few trends on home ownership lately. Home ownership is at the lowest levels for the 18-35 crowd in the last 40 years. […]
July 27, 2015
Checking Friends for Debt Free Living

Are Friends Frustrating Your Debt Free Dreams?

“You are the average of the five people you spend the most time with.” Jim Rohn Jim Rohn is a motivational speaker and credited with this […]
July 24, 2015

Financially Savvy Saturdays #100

Welcome to the 100th edition of Financially Savvy Saturdays, the savviest personal finance blog hop on the planet, created specifically for personal finance writers! We welcome […]
July 24, 2015
How Wealthy People Think

How the Wealthy Think Differently

I ran across an interesting article last year: 21 Ways Rich People Think Differently. Being the rich-person-in-training that I am, the article immediately grabbed my attention. […]
July 15, 2015
Tips to Cut Vacation Costs

5 Ways to Slash the Cost of Your Next Vacation

I love to travel. I love having new experiences. Now that I have two little ones – I love bringing them along for the ride (even […]
July 14, 2015
Controlling Cash to Pursue Debt Free Living

How to Pay off Your House in 4 Years

Recently, I provided recommendations to a very nice couple looking for help crafting a debt free plan. Their situation was fairly typical. With a solid income […]
July 10, 2015
Controlling Cash to Pursue Debt Free Living

How to Make Your Money Behave and Win

“When I have cash on me, I spend it faster.” Have you ever said that before?  I used to say that for years, until I changed […]