January 16, 2013

Week 2 Wrap Up

We’re in the third and final week of the NEW YEAR NEW YOU, Give Yourself a Raise in 21 Days, campaign. The tips are really heating […]
January 11, 2013

Confessions of a Grocery Store Snob

This post was a part of our 2012 New Year New You contest. The contest is over…but the content is still very relevant We are mid […]
January 7, 2013

A Raise in 21 Days

We’re convinced it takes 21 days to build a habit. Effective money management is a learned skill. Have you missed any Tips of the Day in […]
January 3, 2013

Busted 2012 Goals

Happy New Year! The holidays are over and the time has come to renew our focus on ditching debt in 2013. As is customary for this […]
December 5, 2012

Blog Title Contest

Aja Williams is a single mom on a mission. Seven years ago, she found herself over $130,000 in debt. Today she is debt free, raising a […]
November 27, 2012

Declaration of Financial Empowerment

We found this in an issue of Black Enterprise about 10 years ago. Do you need a declaration of financial empowerment? How about making these your […]
November 12, 2012

Groupon gotchas

Admittedly, I am a late adopter. The latest fads have to become old-fashion, typically, before my interest peaks. My grandmother was on Facebook first. I didn’t […]
October 22, 2012

Total Woman Takeaways

The Debt Free Divas had an amazing weekend. Rockford, IL (2 hours north of Chicago) played host to the Total Woman Expo. This scholarship fundraiser and […]
October 11, 2012
Simple Strategies to Build Savings

Simple Strategies to Build Savings

A savings fund is your best defense against forces that seek to derail your debt free momentum. Yes! Forces intent on keeping you mired in money […]
October 4, 2012
Jump Start Your Savings

Jumpstart Your Savings

I love statistics. Numbers help me to visualize abstract concepts. So when a recent workshop presenter started with a couple savings stats, I perked right up. […]
September 27, 2012

Rich vs Average People

I spied a provocative article on Yahoo!Finance last week – 21 Ways Rich People Think Differently. Who can resist an article about rich people, with bullet points […]
September 26, 2012
Advice to Younger Self

Advice to My Younger Self

This post was originally posted in 2012. I’m doing the math and recognizing that a lot has change – even now. I could add to this […]
September 20, 2012

Free Up Your Free Time

Let the dirty laundry flow. For authenticity’s sake, I’m letting it all hang out. I waste a ridiculous amount of time! Television, Youtube, you name it. […]
September 13, 2012

Are Private Schools Worth It?

So my partner in all things personal finance has transitioned to a new stage – mom of a kindergarten student. As a product of the public […]
September 5, 2012

Young, In Love, and In Debt

This is a hot time in the presidential campaign season. The abbreviated Republican National Convention in Tampa wrapped up last week. The Democratic National Convention is […]
September 4, 2012

Fighting Back to Normal

I am drowning in a sea of small projects and real life responsibilities. Not complaining, just commenting on my new life with a little one. To […]
August 1, 2012

Go For The Gold

Every four years, I fall in love with the summer Olympics for 2 weeks in late summer. The London games are bringing the excitement, skill, and […]
August 1, 2012

Should Adult Children Pay Rent?

This question sparked some passionate feedback on our Facebook page. I definitely understand that this can be a touchy subject. Where do the Debt Free Divas […]
May 14, 2012

Rent or Buy

With the arrival of a new bundle of joy, our cozy little condo in the swanky South Loop will become a tight fit in short order. […]
May 1, 2012

Consolidation Con Job

Consolidating multiple loan balances to achieve a smaller monthly payment or even lower interest rate makes sense on paper. However, we rarely live our lives according […]
April 24, 2012

Snowball Your Debt

How many ways can you skin a cat? Actually, I don’t know any. But I do know that eliminating debt comes in many flavors. I also […]
April 23, 2012
Problem with Payments

The Problem with Payments

Ask yourself, “Can I afford it?” Not, “Can I afford the payments?” I specifically remember voicing the second question as we pondered whether to purchase a […]
April 17, 2012

Tax Refund Ideas

Are you expecting a tax refund like 46% of people in this country? Although I think tax refunds are a colossal waste of money (you basically […]
April 12, 2012

Payments Hinder Prosperity

Repeat after me! PAYMENTS KEEP ME FROM  PROSPERING! Joking aside, it’s time to consider total purchase price for non-appreciating items and not how payments fit into […]
March 14, 2012

7 Lessons from Carter’s 1st Week

I may have mentioned that I’ve been otherwise distracted for the past few weeks welcoming my new son, Carter, to the outside. This has been an […]
March 1, 2012

Giving While in Debt

Here’s a question. While working feverishly to dump your debt, does it make sense to give money to charitable causes? In a word, Yes! I have […]
February 24, 2012

Define Wealth?

Ever thought about what it means to be wealthy? Is this some distant dream available only to flashy celebs or supernaturally blessed athletes? 100 people will […]
February 21, 2012

Should Singles Life Insure?

Are you single and ready to mingle? Want to have a conversation about life insurance? While the latter is agreeably less exciting, it’s nonetheless a vital […]
February 9, 2012

Thoughts on Refinancing

We recently completed a marathon refinance session. This is the second (and hopefully last) go ‘round. Our decision to take the plunge wasn’t automatic. When considering […]
February 6, 2012

What’s Your Number?

No, this is not a cheesy, pick-up lines post. Although, I can work personal finances into almost any subject, this post concerns your retirement number. Have […]