Struggling to put your finances on a firm foundation? Who’s in charge of spending your money? Have you taken an honest assessment of what you pay attention to financially?
Why all the questions? We need take ownership of our behavior and admit that everything we do, have done, or will do in the future helps or hinders our ability to dump debt. One doesn’t magically end up at the mall with looming debts to unload. That restaurant did not set up shop in your living room three or four times this week. The latest gadget will live if you decide against taking it home. Who’s in charge here?
If staying focused on dumping debt has been a challenge, let’s look at your distractions and create a plan for avoiding them. A little (or a lot as the case may require) life adjustment is doable; if you want it bad enough. Just until you reach your debt free goal.
Advertising influences spending habits and marketers are spending billions to deliver their messages through the air waves. It seems likely that the tendency toward excess displayed on certain shows can also influence our attitudes toward stuff and thus our spending habits. If reigning in spending is an issue, watch what you’re watching. It may help…in more ways than one.
I want to emphasize two things here today:
You might get tired. Frugal Fatigue is a very real phenomenon. Make up your mind to fight through it. In order to dump debt, you’ll need to do things differently. Here are a few ideas to help you stay focused:
What distractions are preventing you from making traction – financially speaking?
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