Savvy Money Strategies for Single Moms
- Created on 20 November 2014
Emma Johnson is the founder of a community designed to encourage the professional single mother. Wealthy Single Mommy grew out of her own experience seeking support while raising two children and rebuilding after a divorce. She hosts a nationally syndicated radio show and is a regular contributor to national publications such as Forbes.
Emma is funny and upbeat, but she doesn't shy away from the tough topics. Whether she's taking on the institution of alimony or breaking down the financial aspects behind housework outsourcing, she's plain spoken and doesn't mince words. I love a passionate debate and appreciate her taking to time to encourage single moms.
I'm new to the parent party and working with a willing spouse is hard enough. My hat goes off to those doing an effective job as a single parent. Tune in to this episode of the Midday Money Show and enjoy Savvy Money Strategies for Single Moms.
5 Ways to Make Budgeting a Family Affair
- Created on 19 November 2014
Beginning a journey out of debt begins with exercising your budget muscle. Whether using pen and paper or a nifty online application, capturing an accurate picture of income vs expenses is the objective.
Think of the budget as the guide rails on the road to financial maturity. Each month (or pay period), project which expenses will be satisfied with available funds for the current period.
The budget helps you determine exactly how much income you have left to attack outstanding debt. In order to build a budget that works for your household:
Meals @ Home This Month Update
- Created on 17 November 2014
We’re half way through November and I’m curious…how has the challenge been so far? Have you noticed anything about your food purchasing patterns? Have you tried any interesting recipes? Have you thrown in the towel completely?
Challenges are good because they allow for focused effort over a limited time period. I love to use challenges to break up the monotony of budgeting, frugal living, and dumping debt. They add a little sparkle. Let’s face it, if dumping debt was super sexy – everyone would do it.
Financially Savvy Saturdays #64
- Created on 14 November 2014
If it ties into personal finance, we want to read it!
10 Tips to Fend Off Frugal Fatigue
- Created on 14 November 2014
Argh. Winter is coming. You might say it’s already here. Hello outerwear. Hello frigid temps. Hello cabin fever – for some of us. Prolonged behavior change in any area can result in rebellion. Especially change that is drastically different from the norm.
I generally rebel after months of being cooped up by taking long, ill-advised walks outside. Sometimes I just need to be outdoors and breathe in fresh air - even if breathing through nose-sickles.
Frugal Fatigue can impact even the most enthusiastic debt dumper. After months or years of cutbacks, belt tightening, and practical decisions you may rebel financially. Just like my long winter walks, adopting a progress-friendly way to fend off the onset of frugal fatigue is vital.
Healthy Meals in a Hurry
- Created on 11 November 2014
TwoHealthyKitchens.com was created by mom friends, Shelley and Gretchen (no last names required – like Madonna). These self-proclaimed foodies and nutrition specialists love a delicious, nutritious meal, but they know how to get it done in a hurry. That’s why we sought their expertise for help during our 30-day Meals @ Home Challenge.
The challenge encourages us to look within – our homes – for meal time relief and conserve cash. I attempt to convince you with a Grocery Shopping vs Eating Out Smack Down why meals at home is the better budget option.
No worries if you are new to the Debt Free Divas or this month’s challenge, jump right in. November is a great month because the last week will be holiday meals, left overs, and hopefully a little time off to think!
How to Score Designer Baby Clothes for $0
- Created on 10 November 2014
I have a standing approach for clothing my young children – I rarely buy clothes. There are too many options available for saving in this arena. They grow WAY too fast to invest much money (if at all) in clothing these little blessed bundles of joy. I’m not cheap, I’m just choosey about how I spend my hard earned dollars. Besides, there are plenty of other expenses required to satisfy that “Am I a good parent” question looping in your head.