#PayCash for Christmas 2015
- Created on 01 October 2015
It's about that time again.
Time to start thinking about how to fund the busiest shopping season of the year. Where did my summer go!!! Did your summer zoom by as well?
Today, we officially kick off the #PayCash for Christmas campaign for 2015.
As in years passed, #PayCash is offered to help us embrace the idea of adding no new debt under the guise of being festive and spreading holiday cheer.
Are we against having a good time?
au contraire mon frere
Side Hustle Challenge Accepted - Making Money on Fiverr
- Created on 29 September 2015
I'm pumped and ready to give Fiverr a good ole college try.
For the uninitiated, Fiverr.com is site for people like me to get top-notch services for $5. These services are affectionately referred to as gigs.
I've been using the site for years and always wondered if one could really make a decent side hustle income from hanging out the virtual shingle. The result of this experiment will be super valuable to those looking for schedule-friendly ways to increase income in order to accelerate the process of dumping debt. There's a lot of potential here.
Well...it's time to put my hustle where my mouth is.
How Damus Kicked Butt and Dumped $125K in Debt of 1 Year
- Created on 25 September 2015
Damus Smith wanted to be the next Sean John, FUBU, or what have you. He has a gift for entrepreneurship and and eye for fashion. Why not start a clothing line.
He was rubbing shoulders with Russel Simmons - chasing his dream.
He was also over $100,000 in debt.
Just like a good 'ole overcoming obstacles tale, what could go wrong did.
Is your financial world tightening around you? Damus was there. But he didn't stay there long. He made conscious decisions to change his mindset. Here are a few things he had to do in order to dig out of that much debt so quickly:
My FinCon15 ROI
- Created on 22 September 2015
Like most new things, I'm generally late to the party.
- I didn't switch from tapes to CDs until tape players were featured in museums.
- Smart phones were out for years before I could grasp the need to check email on the go.
- Periscope is all the rage now. Talk to me again in 5 years.
That's my thing. It takes me a while to jump on most bandwagons. I'm okay with that. That's just how I roll.
Got Discipline? A Key Ingredient in Dumping Debt
- Created on 17 September 2015
Dumping debt themes appear in messages from a number of sources. I heard a great sermon from Charles Stanley of Intouch Ministries about developing discipline.
In a minute I’ll try to highlight a few of his points as they relate to finances. First, can we all agree that discipline is a good thing, something we can all use more of. But what is it?
My Webster’s II New Riverside Dictionary defines discipline as training intended to elicit a specific pattern of behavior or character.
That’s right … training!
If we are going to whip our lives into great financial shape we need training. Just like those who run marathons or loose large quantities of weight, to develop sound fiscal muscles we need a training program.
Managing Your Budget Busting Triggers
- Created on 15 September 2015
Budget busting triggers are people, places, things or events (nouns or verbs) that make it challenging to stick with a budget in a particular area. To best understand your budget busting triggers, it helps to make completing a budget a regular part of your routine.
Please start here: Running a Fabulous Finance Committee Meeting.
Dealing with these triggers can be challenging. Challenging does not mean impossible.
You can create a budget, and you can navigate around the triggers that have caused problems in the past. It can be done. Let's look at a few common triggers and how to work over, around, and through them.
A Million Reasons to Love Million in 10
- Created on 11 September 2015
I haven't done a straight on book review in a while. I miss these...I should plan to do more.
Thomas J. Stanley, author of The Millionaire Next Door, reminds us that the average millionaire reads 1 nonfiction book a month. With this latest read, Million in 10 by Maarten van Lier, I feel like I'm hitting two birds with one stone (although hitting birds goes against most of what I stand for).
Maarten van Lier could be a profile taken straight from the pages of Stanley's book. Maybe I'll send Stanley my review...hmmm.
Maarten is a first generation millionaire. He doesn't believe in carrying credit card debt month to month. He doesn't live a flashy, over-indulgent lifestyle. Yet, he's a millionaire through and through who just might happen to live next door to you.