5 Ways to Avoid Food Waste and Reclaim $1500
- Created on 24 April 2015
A new documentary caught my attentions as documentaries generally do. We're throwing money away. This time via food waste.
I'll admit it. I have that problem after grocery shopping. Items don't actually make it into meals and end up in the garbage. Generally produce risks this fate in my house. I know better with meat. Freeze it immediately.
I've even conspired to chop up my less frequently used veggies, bag and freeze them until needed. Somehow that always ends up being a task for tomorrow.
A few cents lost on peppers or a squash down the tube really adds up. According to Just Eat It, we're throwing away $1500 in food waste per year.
That's just average.
Ease the Pain of Infertility on Your Heart and Wallet
- Created on 20 April 2015
National Infertility Awareness Week runs April 19-25. The week is sponsored by RESOLVE, a reproductive health advocacy organization. Visit their website to find a list of events nationwide.
God has settled me in the home as a happy mother of two, but my journey to parenthood wound through 9 years of infertility treatments, frustration, anxiety, isolation and a host of other emotional challenges. While I always expected to marry and raise children, it was never a major goal. Heck, I met my husband during my free-spirit streak (my 20’s) in Cancun.
Four years later, we jumped a broom and at some point expected to procreate.
Make Your Financial Plans Soar
- Created on 19 April 2015
Did you know there was a National Institute on Retirement? Me neither. Apparently, they study these things. Thankfully so, because Americans are not doing so hot in the savings arena.
- The median retirement account balance for all households is $3000.
- The median retirement account balance for "near-retirement" households is $12,000.
- 2/3 of households ages 55-64 have less than one year's income in retirement saving.
If those numbers catch your attention, then you'll be interested in what Carl Richards has to say about it. I had a chance to chat with him on the Midday Money Show about his latest book, The One-Page Financial Plan.
5 Frugal Fitness Options
- Created on 15 April 2015
Losing weight and dumping debt have similar features.
Both can lead to a more fruitful future.
Both can leave you feeling lighter.
Both can take you on journey of triumphs and setbacks.
Both require constant attention in order to see results.
Both can seem like pure hell if you're not naturally inclined to work out or manage money. It doesn't matter. Developing an affinity for both is a good thing. The sooner we accept it, the better off we'll be. There is no need to sacrifice our health while detangling from debt. However, taking on a gym membership or working out with a personal trainer may not be in the best interest of your monthly budget. Consider the following fiscal options instead.
Master Your Money - FREE Webinar
- Created on 11 April 2015
Saving for college? Preparing for retirement? Repairing your credit? Just wish you were better at managing your money? Sign up today for one of many financial education programs during Money Smart Week® April 18-25, coordinated by The Federal Reserve Bank of Chicago and hundreds of local partner organizations in your community.
Money Smart Week events are open to the public at businesses, financial institutions, schools, libraries, nonprofits and government agencies on topics including kids and money, credit building, managing student debt and retirement. Event information is available at www.moneysmartweek.org.
How to be Down When You're Un-Frugal
- Created on 07 April 2015
The universe overflowth abundantly with websites devoted to unlocking your frugal inner diva (or dude). Frugal food sites. Frugal fashions. Frugal fix-it up for anything - all by your lonesome. If you can name it, frugal can be applied.
By some of us.
Frugal is the current in thing. Sure, we support being economical in consumption and/or spending while avoiding waste. That's how the dictionary defines frugal. You'll get no argument from me.
I'll admit I find some ideas fascinating and the associated pictures inspiring. However, I generally stop at good for them. The frugal receptor just doesn't fire for everyone when it comes to finances, cooking, or living life in general.
Dance Off $103,000 of Student Loan Debt
- Created on 03 April 2015
Let's be clear. Tim Otis and his wife didn't dance the debt away. They buckled down, got serious, and worked their keisters off to dump $103,000 in student loan debt.
The dancing came after!
I first learned of Tim's story after reading his riveting (yes, paying off debt is exciting) tale of decisions, sacrifices, and lessons learned from a friend on LinkedIn. Maybe I need to spend more time on LinkedIn - I've been missing out.
Thankfully, he was down to talk about dancing off debt on this episode of the Midday Money Show. We had a great discussion on how the Otis clan accomplished their goal including tips on how you can too!